Covers accidental loss or damage to the insured's property.
Additional extension covers
Business interruption
Additional expenditure as a direct result of damage to the insured's business, which interrupts the business. This includes alternative temporary accommodation, increased cost of working, and loss of gross profits.
Increased cost of working
Increased costs incurred to limit reduction in turnover and maintain normal business operations, following a property damage loss.
Machinery breakdown
Covers sudden and unforeseen accidental loss or damage due to insured perils of the machinery insured in this section.
Deterioration of stock
Covers refrigerated stock against damage at the premises, as a result of deterioration or putrefaction following an admissible claim under machinery breakdown section.
Electronic equipment
Breakdown of computers and electronic data processing systems due to insured perils.